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$500 borrowed for 5 months. Total amount repayable is $999.85 in 5 monthly installments of $198.37. interest charged is $491.85, Interest rate 236.1% pa (variable). Representative 481.6% APR.

Emergency Loans for Bad Credit Borrowers

Despite how well you try to plan ahead, there will always be unforeseen circumstances that will catch you by surprise and leave you in a quandary- a financial one that is. When you need access to cash at the soonest possible time, the best thing you can look into is an emergency loan. It is most beneficial especially in instances where you have not saved up enough or anything at all for any contingency. A number of lenders out there are willing to fund these loans and we will see to it that you are connected to the right lenders.

Quick loan assistance during emergencies

Emergencies come in various ways and always unexpected ones like disasters, injuries, and even unforeseen debts. It is never easy to predict when you might find yourself in these circumstances but the moment that you do, expect us to be there to lend a hand. You do not have to undergo a tedious process or fill out a mountain of paperwork just to get access to emergency cash. Emergency loans can be ideal in funding any situation.

It doesn’t even matter to us what you’ll use the fund for. Of course, your lender may want to know your reasons. Often, they offer loans even at such short notice and these loans are also granted in no time at all.

Requesting for emergency cash loans

Requesting for an emergency loan is easy and quick. Just go to our website and log in and fill out our online loan form so you will be connected to lenders who are just waiting to extend the cash help you need.

We value your privacy so we make sure that your information is properly safeguarded. We have a secured website which ensures that you’ll never have to worry about security issues when filling out our forms. When filling out your information, make sure to be as accurate as possible to expedite the loan processing.

Once you have submitted the form, expect lenders to get in touch with you soon. The best thing about is that you won’t have to physically go to a lender’s office to get loan access. With almost everything these days being digitized, we are no exception and once you’re approved, you can expect the money you’ve loaned to be in your bank account the next working day. The loan application is fast. Once approved, you’ll have the money that you need to attend to any financial emergency.

Requirements for an emergency cash loan

Some lenders offer emergency loans to people with low credit or no credit history at all. However, to qualify for the loan, basic requirements must be met by the borrowers.

For instance, a borrower must be a US citizen, has a bank account, and should at least be 18 years old. You will also be asked to show evidence that you have a steady income source. When you can prove that you are earning a steady income, it will be easier to convince the lender that you can pay the loan back. People also think there are no credit checks involved, which is partly true as emergency loan providers do not perform hard credit checks, just soft ones.

Paying the emergency cash loan to you

Once the loan process has been completed with your lender of choice, they will then verify the information you have provided. After completing the verification process, your signature will be required on some documents. Once this is done and the loan is approved, the amount you requested will be deposited into the bank account you nominated in your application. This makes it easier for the loaned amount to be issued to you.

Emergency loan terms

Since emergency loans are short-term loans, they are expected to be paid back within 30 to 60 days. The repayment period is always short term. As a borrower, you should check these repayment options before signing up for any lender. Take note of the repayment period before requesting the amount you need too. Also, it is wise to only consider borrowing amounts you can easily pay back. While the lenders do their assessment to check the affordability of the loan, it doesn’t hurt if you assess yourself as truthfully as you can too with how much you can conveniently pay back.

Emergency loan interest rates

Interest rates on emergency loans can vary between lenders. A borrower should know how much the interest rate is before proceeding with the application. You must be amenable with the interest rate before going through requesting a loan. Rates can depend on several factors including how short or long the repayment term is. You must also raise any questions you have concerning the loan interest rate to your lender.

Things emergency loan borrowers must take note of

We are not an agency for lenders nor do we approve loans. We also do not have any stake in the decision-making and approval process of loan applications. This is why we can never give any guarantee that a loan request will be approved or not. It is also not up to use to determine the length of time it would take for a loan to get approved. What we do is connect you with lenders. Note that emergency loans have short terms and whatever you borrow will need to be paid back within the agreed due date.

Check out our website anytime to fill out a loan request form. It doesn’t matter where you decide to fill the loan request form. Just take note that processing and paying out loans are usually done during business days.

How Will My Application Work?

Secure Process

We will never sell or exchange your info to other online owners.

Paid Into Your Account

We will deposit the money you need directly into your account within the day.

Credit Problems*

We will provide you with the best loan even if you have issues with your credit line.

Get The Money You Need

Apply to Borrow $1000 to $25,000*