Apply to Borrow $1000 to $25,000*
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- Apply For $ 50 – $ 1,000
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- Bad Credit
$500 borrowed for 5 months. Total amount repayable is $999.85 in 5 monthly installments of $198.37. interest charged is $491.85, Interest rate 236.1% pa (variable). Representative 481.6% APR.
Direct Online Payday Lenders for Bad Credit Borrowers
When you’re dealing with some financial difficulties and you cannot gain access to any credit facility from traditional lenders, it is best to check out what lenders in our network can offer. A loan request is provided for in the website which you could fill out which we could then connect to our network of lenders who would be happy to fund the loan request.
Payday loans are loans where you’re expected to pay the amount back come your next payday. If what you’re looking for is a temporary fix to a financial problem, this is an effective instrument that can help you effectively deal with the situation. It is effective to deal with direct lenders offering payday loans since this will help you avoid the extra charges that dealing with brokers will often bring about. Our role is to link you to lenders who would be happy to fund your loan request. Once you have read and understood the loan terms and conditions, you can then start the process of requesting for a loan through the website.
Impeccable Customer Service
We do not just want to meet our clients’ expectations but to go above and beyond that. We aim to serve them with professionalism and courtesy. We have a customer support team that will be responsible for guiding you through the process if you get stuck at any point. When dealing with direct lenders o payday loan, you can expect to get the exact loan rates compared to the fees you’ll have to pay to deal with brokers.
One essential aspect of our loan approval process is that we do not ask for any pay just for you to make a loan request. The information and personal details you share with us will also be protected from unauthorized access. If your credit score is poor and you worry that this can hinder the chances of your loan request getting approved, known that we accept all customers regardless of their background. There are specific things though that will require of you if you are to request for a loan. Among these are:
- You have an active checking account
- You can present a valid national ID card
- A valid email address
- A proof of your income
Once all the lender’s requirements are successfully met, expect the online loan application to get processed fast. The lender should then send you updates on the loan process and once approved, the money should be directly deposited to your nominated checking account.
It is common for many lenders to carry out a soft credit check to properly verify the personal information you have shared. Note that this is not going to have any negative impact on your credit rating as a conventional hard credit check would. Here are some of the benefits of a payday loan.
Bad credit history is not a big deal
Most conventional lenders will not offer any loan without borrowers presenting collateral. You’ll also need to have a perfect credit score to get access to their credit facilities. What is different with the lenders in our network is that they do not look into your credit score as the sole determinant for letting you borrow money.
If you happen to have a bad credit score, you would still be approved for a loan as long as you can meet the minimum loan requirements that our lenders have set.
There is no need for you to present any collateral too to secure a loan. Easy loans are known for their unsecured nature and if all the basic loan criteria are met, then there is no reason for you to get rejected. The credit sphere for personal loans has significantly grown over time, allowing you easier access to such loan facilities.
Getting approved for quick loans
Lenders have made accessing quick loans easier due to a more simplified process. You can expect to complete your loan request and then submit it to the lender for assessment, approval, and funds disbursement. The loan request process in itself is easy enough. It wouldn’t take long to complete and a borrower can make the request virtually anywhere as long as he has access to the internet.
After completing the form, just submit it and the customer support team should forward the request to the lender who will be responsible for evaluating the request. Expect them to provide feedback soonest. Once the loan request has been evaluated and it is deemed that you are qualified, the loaned amount will be deposited into your nominated checking account.
Reasons for Securing Payday Loans from Direct Lenders
Before looking for loans, ask yourself first if it is something you need. Unsecured loans tend to be offered at rather high interest rates. We do have low-interest personal loans to offer too if you are interested to learn more about them.
Know how much you need to borrow and why you are borrowing in the first place. Then take time to know the companies offering the loans and get to know them as best as you can. Evaluate your needs first before making a loan request. As an aggregate lender, Loanshores.com connects you to many of the top-level lenders around. Through using the forms we provide, you can expect to immediately access such information.
Identifying the Right Lender
Using our form gets rid of the need for you to have to look for an actual lender by yourself. However, if you want to do the whole yourself, make sure to take note of the following aspects t help you locate the right direct payday lenders.
Taking time to research prospective lenders and finding out about their rates is essential so you can make a well-informed decision. Avid signing any document before you have truly grasped and understood the type of loan you are getting into and whatever terms and conditions are attached to it.
Direct lender payday loans are ideal since there will be no need for you to have to find brokers that could increase the overall borrowing costs. Every state imposes its lending caps, rates, and limitations and you must look into the specific rules your state has crafted before taking out a loan.
Know how much the lending fees are
This is a crucial aspect since it will determine how much it is exactly you will need to repay in the future, Among the common fees you’ll likely be subject to are interest rates, prepayment fees, late penalties and other applicable charges.
Ask ahead of time if you’ll be expected by the lender to pay any originating fee. These fees are generally affordable but you shouldn’t be repaying for anything more than what you can afford although this is the lender’s discretion. To conclude, make it a point to look for lenders that understand you- your expectations and your needs, while also extending to you not only the amount you need but subjecting you to affordable rates and great customer service.
How Will My Application Work?
We will never sell or exchange your info to other online owners.
Paid Into Your Account
We will deposit the money you need directly into your account within the day.
We will provide you with the best loan even if you have issues with your credit line.